Pradhan Mantri Suraksha Bima Yojana Online Apply 2023

Pradhan Mantri suraksha Bima Yojana is a government- backed accident insurance scheme in India. It was mentioned in the 2015 budget speech by finance minister late Arun Jaitley on February 2015. The scheme was formally launched by Prime minister Narendra Modi on 8 May in Kalkata. In Pradhan Mantri Suraksha Bima Yojana, you can take insurance of 12 lakhs by paying only Rs.12 per enum premium. In this article you will find the details of Pradhan Mantri suraksha Bima Yojana and the applying process of PMSBY. Kindly read the article till the end.

Pradhan Mantri suraksha Bima Yojana

About Pradhan Mantri suraksha Bima Yojana:

The Pradhan Mantri suraksha Bima Yojana (PMSBY) coverage of Rs. 2 lakhs for death and permanent total disability and Rs. 1 lakh for partial total disability. The objective of this scheme is to provide personal accident insurance to people at a lower cost than what commercial insurance plans charge. This is an annuity policy that covers death and disability as per the terms and conditions of the plan.

Eligibilty criteria:

• The applicant age should be between 18 years to 70 years.

• The applicant should have active bank account.

• The applicant must have aadhar card which is linked with the bank account.

• In case if the Aadhaar card are not linked to the bank account then a copy of the card should be sent along with the application form.

How To register online for PMSBY:

You can download the application form through the government official website. The website name is jansuraksha.gov.in. Click Here to download the form directly from our site. You can activate the insurance policy using their internet banking facility. Here the steps to activate your policy:-

Step 1- At first Login to the internet banking account.

Step 2- You can see the Insurance button on the dashboard! Simply click on that option.

Step 3- After that Identify your account to used for premium amount.

Step 4- At the end Check the details and confirm. ( You can Download your receipt and don’t forget to note the reference number)

How To register for Pradhan Mantri Suraksha Bima Yojana offline:

You can register your name for the Pradhan mantri suraksha Bima Yojana through the banks. You can simply go to the any affiliated bank of PMSBY. We have mentioned below the names of all the banks associated with this scheme. After visiting the bank, talk the bank employees about to opening your PMSBY account. Then they will tell you to the procedure of the account opening process.

Bank names listed with PMSBY:

•Allahabad Bank

•Axis Bank

•Bank of India

•Bank of Maharashtra

•Bharatiya Mahila Bank

•Canara Bank

•Central Bank

•Corporation Bank

•Dena Bank

•Federal Bank

•HDFC Bank

I•CICI Bank

•IDBI Bank

•IndusInd Bank

•Kerala Gramin Bank

•Kotak Bank

•Oriental Bank of Commerce

•Punjab and Sind Bank

•Punjab National Bank

•South Indian Bank

•State Bank of Hyderabad

•State Bank of India

•State Bank of Travancore

•Syndicate Bank

•UCO Bank

•Union Bank of India

•United Bank of India

•Vijaya Bank

How to Check PMSBY Application Status:

Step 1- Visit your Bank’s website or internet banking application which is registered with PMSBY.

Step 2- After visited the website, find the PMSBY section.

Step 3- After that you have the option to enter your bank account number then Simply put your PMSBY application number.

Step 4- At the end Click the submit button and you will check your PMSBY status.

Contact details of PMSBY:

National Toll-Free – 1800-180-1111 / 1800-110-001 State wise Toll-Free

FAQ:

What is the premium charged for PMSBY

Rs 12 for a year

Did joint account holders use this scheme

Yes, joint account holders also use this scheme.

What are the documents required to apply PMSBY

Duly filled PMSBY application form and Aadhar Card.

What types of disability/death covers

Accidents, Murder, Natural Calamities.